Every Detail. Every Deadline. Every Closing.

A title company in Las Vegas searches public records to verify the legal ownership of a property, identifies any liens, judgments, or encumbrances on the title, issues title insurance to protect buyers and lenders, and coordinates the entire closing process — ensuring funds and documents are properly exchanged at settlement. At Platinum Title & Escrow, we serve buyers, sellers, lenders, and real estate agents across Las Vegas, Henderson, North Las Vegas, Summerlin, and Boulder City.

Title insurance protects you from financial loss due to defects in a property's title — such as unpaid taxes, forged documents, undisclosed heirs, or clerical errors in public records. In Nevada, your lender will require a lender's title policy. While an owner's policy is technically optional, it is strongly recommended: it's a one-time premium that protects your equity for as long as you own the property.

A lender's policy protects the mortgage lender up to the loan amount — it's required by virtually every Nevada lender and paid by the buyer. An owner's policy protects your equity and investment for the full purchase price. If a title defect surfaces after closing — say, a previously unknown lien — your owner's policy covers legal defense costs and any financial loss. The two policies are typically issued simultaneously, and bundling them together is cost-efficient.

Our title examiners search Clark County and surrounding county public records to trace the history of ownership — typically going back 40 to 60 years. We look for outstanding mortgages, property tax liens, HOA liens, mechanic's liens, easements, court judgments, and deed restrictions. Any issues identified are disclosed in a preliminary title report (also called a title commitment), and our team works to resolve them before closing.

Common title defects we encounter in Las Vegas-area transactions include: unreleased mortgages (prior loans not properly discharged), HOA assessment liens, unpaid property taxes, forged or fraudulent deeds, errors in recorded documents, boundary disputes, undisclosed heirs or ownership claims, and mechanic's liens from unpaid contractors. Our experienced team identifies and resolves these before they can delay or derail your closing.

The chain of title is the complete, unbroken sequence of recorded ownership transfers for a property — from the earliest grant through every subsequent sale, inheritance, or transfer. A broken chain of title — a gap, a missing signature, or a defective deed in the sequence — can cloud ownership and make it difficult or impossible to sell or refinance. Title insurance protects against undiscovered breaks in the chain that may surface after your purchase.

Nevada is a deed of trust state, not a mortgage state. In a deed of trust, title is held by a neutral third-party trustee on behalf of the lender until the loan is paid off. This allows for a faster, non-judicial foreclosure process if a borrower defaults. A mortgage, by contrast, involves only the borrower and lender and requires court action to foreclose. For buyers and sellers in Las Vegas, the practical difference is minimal — your closing documents will reference a deed of trust rather than a mortgage.

When our title search uncovers a lien, we work with the seller, their lender, or the lienholder to arrange payoff and release. Proceeds from the sale are often used at closing to satisfy outstanding liens, with the lienholder recording a reconveyance or release document in Clark County records. We track every lien through to resolution and confirm that releases are properly recorded before we issue your final title policy.

Nevada is not an "attorney state" — real estate closings here are routinely handled by licensed title and escrow companies without legal counsel. Platinum Title & Escrow is fully licensed to manage the title search, insurance, escrow, and closing for your transaction. If your situation involves complex legal issues — such as estate disputes, business entity ownership, or contested title claims — we recommend consulting a real estate attorney in addition to working with our team.

Escrow is a neutral, third-party process where a licensed escrow company — like Platinum Title & Escrow — holds funds, documents, and instructions from the buyer and seller until all agreed conditions are satisfied. In Nevada, escrow instructions are signed by both parties at the start of the transaction. The escrow officer then coordinates lender payoffs, prorations, HOA transfers, and document recording until the transaction is ready to close.

Most residential escrows in Las Vegas close in 30 to 45 days from the date the purchase agreement is signed. Cash transactions can close in as few as 7 to 14 days. FHA or VA loans and transactions requiring repairs, re-inspections, or HOA document reviews may take longer. Your escrow officer at Platinum Title & Escrow will give you a projected timeline from day one.

Once your earnest money deposit is received, it is held in a neutral escrow trust account — completely separate from Platinum Title & Escrow's operating funds. It cannot be released without written authorization from both parties or pursuant to the terms of the purchase agreement. At closing, it is applied toward your down payment or closing costs. If the transaction falls through due to a contingency, the earnest money is returned per the contract terms.

Yes. Under federal law (RESPA), buyers have the right to choose their title and escrow company in Nevada. You are not required to use a title company recommended by your real estate agent or lender, and no one may require you to use a specific provider as a condition of the loan. Choosing Platinum Title & Escrow means working with a locally owned Las Vegas company that is responsive, experienced, and deeply familiar with Clark County real estate transactions.

An escrow holdback occurs when a portion of the seller's proceeds is held in escrow after closing to ensure completion of agreed repairs or unresolved items. Common in Las Vegas transactions where minor repairs are needed but time is short, holdbacks allow closing to proceed on schedule while giving the buyer assurance that agreed work will be completed. The funds are released to the seller once the conditions are verified.

On closing day, the buyer signs all loan documents and the deed, and the seller signs the deed transfer. Funds are wired or certified and confirmed, existing liens are paid off, and the deed is submitted for recording with Clark County. Once recording is confirmed, the transaction is officially closed and keys are exchanged. At Platinum Title & Escrow, our escrow officers walk you through every document so you understand exactly what you're signing.

For a standard Las Vegas closing, buyers should bring: a valid government-issued photo ID (driver's license or passport), proof of wire transfer or certified funds for your closing costs and down payment, and any additional documents requested by your lender. Sellers should bring their photo ID and any keys, codes, or documents related to the property. Your escrow officer will send a full checklist in advance of your closing appointment.

A cash closing is typically faster — often 7 to 14 days — and involves fewer documents since there's no lender underwriting process. The buyer wires funds directly to escrow, and there are no loan documents to sign at closing. A financed closing requires coordination with the lender, loan document delivery, and a full signing appointment. Both transaction types require a title search, title insurance, and escrow management.

Yes. We handle refinance closings throughout the Las Vegas metro area, including rate-and-term refinances, cash-out refinances, and HELOC closings. Refinance transactions require a new title search and lender's title policy — and in many cases, we can schedule a mobile notary to come to your home or office for document signing, eliminating the need for an in-person office visit.

New construction closings in Las Vegas involve several unique considerations: the builder typically selects the title company, though buyers may negotiate this. We verify that all construction liens and mechanic's liens have been released before issuing the title policy — a critical step in Nevada, where subcontractor liens can attach to property even after the sale. We also review builder warranties, HOA documents, and CC&Rs as part of our closing process.

Absolutely. We regularly assist with FSBO transactions in Las Vegas, Henderson, and surrounding communities. Without a real estate agent coordinating the transaction, our escrow officers play an especially important role in guiding both buyer and seller through the process. We can also prepare the deed and other required transfer documents through our document preparation services, making the process smooth even without agent representation.

Yes. Platinum Title & Escrow provides commercial title and escrow services for office buildings, retail properties, industrial sites, multi-family properties, and land transactions in Clark County and throughout Nevada. Commercial transactions often involve more complex title issues and longer timelines — our team has the experience to manage these efficiently while keeping all parties informed throughout the process.

Yes. Short sales and REO (bank-owned) closings in Las Vegas involve added complexity — lender approval timelines, outstanding liens, and stricter document requirements. Our escrow officers are experienced with distressed property transactions and work closely with listing agents, loss mitigation departments, and buyer's agents to navigate the additional steps. These transactions often take longer than standard sales, and our team keeps all parties updated throughout.

The best way to ensure a smooth closing is to: respond promptly to requests from your escrow officer and lender; wire funds early — never on closing day; review your Closing Disclosure carefully at least 3 business days before closing; avoid major financial changes (new credit, job changes) during escrow; and bring valid photo ID to your signing appointment. Our team will send you a personalized closing checklist well in advance.

Closing costs in Nevada typically range from 1% to 3% of the purchase price for buyers. They include: title insurance premiums (owner's and lender's), escrow fees, recording fees, transfer taxes, lender origination and underwriting fees, prepaid homeowner's insurance, and property tax impounds. Sellers typically pay real estate commissions, their share of escrow fees, and the Nevada real property transfer tax (currently $1.95 per $500 of value).

In Nevada, there is no fixed rule — it is determined by negotiation between buyer and seller as reflected in the purchase agreement. In the Las Vegas market, it is common for the seller to pay for the owner's title insurance policy and for both parties to split escrow fees, but this varies by transaction. Your escrow officer will provide a detailed preliminary settlement statement showing each party's costs before closing.

Sellers in Las Vegas typically pay: real estate agent commissions (if applicable), Nevada transfer tax, their share of escrow fees, HOA transfer fees and any outstanding assessments, recording fees, and any negotiated seller concessions. If there's an existing mortgage, the payoff — plus any prepayment penalty — comes out of proceeds at closing. We provide sellers with a net sheet estimate early in the process so there are no surprises.

Wire fraud is a serious and growing threat in real estate transactions. At Platinum Title & Escrow, we follow strict protocols: our wiring instructions are delivered securely and early in the transaction, and we will never change wire instructions via email. Before wiring funds, always call our office directly at 702-498-4782 to verbally confirm instructions. Never act on wire instructions received solely by email, even if they appear to be from us.

A 1031 exchange in real estate is a tax‑deferred transaction that allows an investor to sell an investment or business‑use property and reinvest the proceeds into another like‑kind property without immediately paying capital gains taxes.

A 1031 exchange in Las Vegas works by selling a qualifying investment property, sending the proceeds to a Qualified Intermediary, identifying replacement properties within 45 days, and closing on the replacement property within 180 days while meeting all IRS requirements.

Properties qualify for a 1031 exchange when they are held for investment or business purposes, meaning the relinquished property and the replacement property must both be like‑kind and not used for personal residence.

The IRS deadlines for a 1031 exchange include a 45‑day identification period to list potential replacement properties and a 180‑day exchange period to close on the replacement property.

The 45‑day identification rule in a 1031 exchange requires investors to identify potential replacement properties in writing to their Qualified Intermediary within 45 calendar days of selling the relinquished property.

The 180‑day rule in a 1031 exchange requires investors to complete the purchase of the replacement property within 180 calendar days of the sale of the relinquished property or by the tax return due date, whichever comes first.

A Qualified Intermediary in a 1031 exchange holds the sale proceeds, prepares exchange documents, prevents the investor from accessing funds, and facilitates the purchase of the replacement property to maintain IRS compliance.

You cannot touch the funds during a 1031 exchange because receiving or controlling the proceeds disqualifies the exchange and triggers immediate capital gains taxes.

A title and escrow company helps with a 1031 exchange by coordinating with the Qualified Intermediary, preparing compliant escrow instructions, clearing title issues, managing deadlines, and ensuring funds are transferred securely.

Title issues that can delay a 1031 exchange include liens, ownership disputes, encumbrances, HOA violations, and recording errors that must be resolved before closing.

A reverse 1031 exchange is when an investor acquires the replacement property before selling the relinquished property, requiring additional IRS documentation and more complex coordination with the Qualified Intermediary.

You can do a 1031 exchange in Nevada for properties in other states because like‑kind rules apply nationwide as long as both properties are within the United States.

If you miss the 45‑day or 180‑day deadline in a 1031 exchange, the IRS disqualifies the exchange and capital gains taxes become immediately due.

You can identify multiple replacement properties in a 1031 exchange using IRS identification rules such as the Three‑Property Rule, the 200% Rule, or the 95% Rule.

You should use Platinum Title & Escrow for a 1031 exchange because our Nevada‑based team manages strict IRS timelines, coordinates with Qualified Intermediaries, clears title issues quickly, and ensures a smooth, compliant closing.

Yes. Nevada authorizes Remote Online Notarization (RON), and Platinum Title & Escrow offers this service for qualified documents. RON allows signers to notarize documents via secure video call, which is especially useful for out-of-state buyers, sellers relocating, or clients with scheduling constraints. Not all lenders accept RON for loan documents — we'll confirm eligibility for your specific transaction.

Yes. Our mobile notary signing agents travel to your location — your home, hospital, office, assisted living facility, or any convenient meeting place across Las Vegas, Henderson, North Las Vegas, Summerlin, and Boulder City. This is especially valuable for refinances, loan signings, trust documents, and power of attorney signings where in-office appointments aren't possible.

Platinum Title & Escrow prepares a full range of real estate and legal documents, including grant deeds, quitclaim deeds, deeds of trust, reconveyances, easements, affidavits, and ownership vesting changes. We also prepare escrow instructions, transfer disclosure documents, and closing packages. Accurate document preparation is critical — errors can delay recording or create title issues down the road.