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Terms & Conditions

Effective Date: December 26, 2025

These Terms and Conditions ("Terms") govern the provision of title and escrow services ("Services") by Platinum Title and Escrow, LLC ("Company," "we," "us," or "our") to clients engaging in real estate transactions ("Client," "you," or "your"). By engaging our Services, you agree to be bound by these Terms.

​Services Provided

1. We provide independent escrow services, including but not limited to:

  • Acting as a neutral third party to hold funds, documents, and instructions in connection with real estate transactions.

  • Facilitating the closing of escrow in accordance with written escrow instructions.

  • Coordinating with parties involved, such as buyers, sellers, lenders, real estate agents, and title insurers.

  • Providing title-related coordination where applicable.

2. Escrow Process

  • Escrow Instructions: All Services are performed strictly in accordance with mutually agreed-upon written escrow instructions provided by the parties to the transaction. We act solely as an agent to carry out these instructions and do not provide legal, tax, or investment advice.

  • Neutrality: We remain impartial and do not represent any party in the transaction.

  • Funds Handling: Deposits, including earnest money, are held in a segregated trust account. Funds are disbursed only upon fulfillment of all escrow conditions or as expressly authorized in writing.

  • Closing: Escrow closes when all conditions are met, documents are executed, and funds are available. We prepare a closing statement accounting for all receipts and disbursements.

  • Delays: We are not responsible for delays caused by parties, lenders, or external factors beyond our control.

3. Fees and Charges

  • Fees for Services are based on our published schedule or as agreed in the escrow instructions.

  • Clients are responsible for their allocated fees, including escrow fees, wire fees, courier charges, and any additional services requested.

  • Fees are non-refundable once Services commence, except as provided in escrow instructions or by law.

  • We reserve the right to charge for cancellations or additional work required due to changes in instructions.

4. Client Responsibilities

  • Provide accurate, complete, and timely information, documents, and funds.

  • Comply with all escrow instructions and applicable laws.

  • Notify us promptly of any changes or disputes.

  • Review and approve all documents and statements provided.

​​​​​5. Limitation of Liability

  • We act only as an escrow agent and are not liable for the validity, sufficiency, or enforceability of documents or instructions provided by parties.

  • Our liability is limited to gross negligence or willful misconduct in handling funds or documents in accordance with instructions.

  • We are not liable for losses due to forgery, fraud by parties, insufficient funds, title defects, or acts of third parties (e.g., lenders, title companies).

  • In no event shall our liability exceed the amount of fees paid for the Services in question.

  • We maintain errors and omissions insurance and a surety bond as required by Nevada law.

6. Indemnification

You agree to indemnify and hold us harmless from any claims, losses, or expenses arising from:

  • Your breach of escrow instructions.

  • Disputes between transaction parties.

  • Reliance on documents or information provided by you.

7. Confidentiality and Privacy

We maintain confidentiality of transaction information except as required by law, escrow instructions, or to perform Services (e.g., sharing with title insurers or regulators).

8. Termination and Cancellation

  • Escrow may be canceled per the terms of the purchase agreement or mutual instructions.

  • Upon cancellation, funds and documents are returned per instructions, minus accrued fees.

  • Unclaimed funds may be handled in accordance with Nevada unclaimed property laws (NRS Chapter 120A).

​9. Dispute Resolution

Any disputes arising from these Terms or Services shall be governed by Nevada law and resolved in the courts of Clark County, Nevada.

10. Amendments

We may amend these Terms at any time, with changes posted on our website or provided in writing. Continued use of Services constitutes acceptance.

11. Miscellaneous

  • These Terms supplement, but do not replace, specific escrow instructions.

  • If any provision is invalid, the remainder remains in effect.

  • We are not affiliated with any title insurance underwriter unless specified.

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